Fresno Real Estate News
July 19th, 2012
How to get a Great Home Loan in Fresno – Fast & Easy!
Home Loan Steps
Most people take out a home loan (known as a “mortgage”) to buy a Fresno home. Essentially, you need 3 things to obtain a home loan / mortgage:
- Dependable income,
- Good credit, and
- Down payment money (3.5% to 20% of the loan amount depending on the type of loan you qualify for).
Step #1
The first step to obtaining a home loan / mortgage is to get pre-approved. Getting pre-approved is a simple process. Just talk to a qualified Fresno area mortgage planner who will guide you through the process. Don’t know a mortgage planner? Contact Kathy Tuck at imortgage. She’s helped numerous clients finance their dream Fresno home with a home loan.
Step #2
One you have your pre-approval letter, we’re ready to go house-hunting and start the home buying process. We make buying a new Fresno home that easy!
Some Helpful Advice
When you start the home buying process by getting pre-approved you’ll avoid the pitfalls many inexperienced Fresno home buyers make. Countless home buyers make the mistake of looking for a home before they qualify for a loan. Don’t make that mistake.
Nothing is more emotionally disappointing than finding a beautiful Fresno home only to later realize that you don’t qualify for a loan. Besides, you can’t even make an offer on a home you hope to buy without your pre-approval letter. So take our helpful advice and begin the process with the Step #1 (get pre-approved). You’ll be glad you did!
Ready to Get Pre-Approved?
If you would like to get pre-approved for a home loan, or have questions about current interest rates, and types of home loan options available, give Kathy at imortgage a call today. She’s worked on hundreds of Fresno home buyers and home loans and can answer most of your questions right over the phone.
Here’s Kathy’s contact information:
Kathy Tuck
imortgage, Mortgage Planner
(559) 284-4020 (cell)
(866) 933-7856 (fax)
[email protected]
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