Fresno Real Estate News
Avoiding Foreclosure Category
January 2nd, 2013
Great News for Fresno Home Owners Considering a Short Sale in 2013!
2013 Fresno Short Sale News
Fresno Short Sale News!
Finally some much needed good news for Fresno and Clovis home owners who have been considering or who have been in the midst of a short sale. According to the National Association of Realtors, “Late last night, Congress reached a settlement in the “fiscal cliff” negotiations. As a result, the Mortgage Forgiveness Debt Relief Act has been extended for another year. The measure will continue to exempt from taxation mortgage debt that is forgiven when homeowners and their mortgage lenders negotiate a short sale, loan modification (including any principal reduction) or foreclosure.”
Quick steps to get started on the Short Sale Process
1. The next step for Fresno home owners is to contact their attorney as well as their tax adviser to get the information they need to proceed with a short sale. They will help you determine if a Short Sale is a right for you and your family.
2. Contact a qualified and experienced Fresno Short Sale Agent. Although we would love the opportunity to help you (Shameless plug 
) make sure you find an agent who knows what they are doing.
3. Once you have found the right people to help… GET THAT HOME LISTED ASAP! The Fresno and Clovis market is in serious need of good homes like yours. Get an idea of what your home is worth and set an appointment with a Realtor.
Politics aside, this news makes me happy for the families that I personally know and have met with who are struggling and looking for needed help. If you are a Fresno or Clovis home owner considering a short sale, we would love to meet / talk to you. No hassle, no pressure, just give you the information you need to make the best decision for you.
Have a great 2013!
-Matt Heinricy, Realtor lic #01784357
559.325.4043 [email protected]
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September 25th, 2012
Super Clean 1st Time Home Buyer Home for Sale in Madera
Perfect 1st Time Home Buyer Opportunity!
Madera Home for Sale
SUPER CLEAN 3 bedroom home for sale in Madera! Great value for a first time buyer or investor. Open floor plan w/large kitchen flowing seamlessly between dining and living room. The spacious backyard has a covered patio and plenty of room for large gatherings. Come and see this very charming home located in a great neighborhood!
3 bed / 2 bath home with 1565 sqft on a 6970 sqft lot!
ONLY $109,900!!!
Contact us today for more information on this great buying opportunity in Madera Ca!
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August 1st, 2012
You Don’t Have to Foreclose – Get the Help You Need Today!
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$O out of pocket expense for your short sale! Not only will it cost you $0…
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You may be eligible to receive up to $3,000 from your bank for moving expenses!
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No Hardship may be required!
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90 Days to complete!
[youtube]http://www.youtube.com/watch?v=a64CYW5bIfg&feature=plcp[/youtube]
Short sales make up a big part of Fresno’s current real estate market, and still many Fresno home owners are unaware of the short sale process and how we can help them avoid foreclosure. We at Fresno Real Estate can make your short sale painless and stress free!
Request your FREE Short Sale Package today!
This package will provide you all of the invaluable information you need to make your decision. You don’t want to miss your opportunity to short sale your home – time may be running out!
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Quick Links
- What is a Short Sale?
- Is a Short Sale Right for you?
- A Short Sale will cost you $0!
- Time May be Running out to Short Sale your home
For immediate assistance or questions, call 559.325.4043
July 5th, 2012
Don’t Miss Your Opportunity to Short Sale Your Fresno Home
Time Might Be Running Out to Short Sale!
Fresno Ca Short Sale Help
If you are an underwater Fresno home owner – please keep reading!
We at Fresno Real Estate have been sharing with you for months now about the advantages of using the short sale option for selling your Fresno CA home. We offer FREE services to Fresno homeowners considering a short sale. Now we have one more very important bit of information to share…
In 2008 The Mortgage Debt Tax Forgiveness Act was enacted, which allowed taxpayers to exclude income from the discharge of debt on their principle residence. This was, at the time one of the most important pieces of legislation to help struggling home owners. At the end of 2012 that Act will expire and no one knows if this act will be extended. We can hope but there is no telling what will happen. So don’t miss your opportunity to short sale your Fresno Ca home before the year is up!
Take action now or you may be out of luck come the first of the year!
Whether you contact us or someone else, it is in your best interest to take action now! This is not just some ploy to get your business, rather this is a warning for all of you Fresno homeowners that have been on the fence about looking into a short sale. We will send you a FREE (no obligation) Short Sale Information Package so you can get started today and if you have any questions we would be happy to sit down with you or talk to you over the phone about your options.
Don’t miss the opportunity to short sale your Fresno Ca home. The average short sale takes up to 4 months to complete, which means your window of opportunity may be closing fast.
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June 19th, 2012
Buying a Fresno Home After a Short Sale
When Will I Be Able to Buy A Home After a Short Sale?
Short Sale Help
How soon can I buy a home after a Short Sale? This is one of the many questions that Fresno home owners ask us before they decide to move forward with a short sale on their Fresno Ca home. Many times it is one of the last obstacles to moving forward with a short sale. In one case a family waited and debated over a year and a half whether to proceed with Short Selling their Fresno home, which ultimately delayed their buying options a year and half longer then needed. The sooner you can move beyond your fears and hesitations and get the information you need, the sooner you will be able and ready to buy again when your credit is repaired.
How soon can I buy a house after a short sale? 2 years or sooner! This will vary from borrower to borrower and from lender to lender but the avg recovery time to purchase again seems to be roughly 2 years after a short sale.
How soon can I buy a house after a foreclosure? 5-7 years depending on circumstances and the original lender and loan. It is VERY IMPORTANT to speak with an attorney as well as an experienced lender before making any decisions about a short sale or foreclosure.
In some cases (not all) buyer’s have worked with a credit repair organization to move the process along further and faster. This may or may not be the best option for you and your family. We would encourage you to take your time, save and prepare yourself for the right buying opportunity. Get the information you need with our FREE Short Sale info packet and consultation so you can make an informed decision.
We would love the opportunity to chat with you about your unique situation and about your buying options after a short sale. Give us a call at 559.325.4043 or contact us through the form below and we will be in touch.
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June 15th, 2012
No Hardship Required To Short Sale Your Fresno Ca Home
Your Fresno Home Underwater?
Your Short Sale hardship for your Fresno Ca Short Sale is your underwater house! There has been much confusion over the past few months about the facts relating to short sales. Most homeowners are still unaware of what it means to short sale their Fresno home, as well as what requirements are related to being able to sell. This is no fault of the homeowner, it seems like the rules and laws change every other week. So what’s the deal?
Fresno Short Sale Help
What seems to matter most to the majority of banks these days is not the severity of the hardship but instead the current fair market value of the home versus the amount owned by the home owner. Standard, or usual, hardships in the past have been… Unemployment, Divorce, Medical emergency / sudden illness, Bankruptcy and Death. Although these remain to be the standard, hardships for a short sale are changing with the culture.
So what is a hardship for a Fresno Short Sale?
Banks are adding to the above list of “acceptable” hardships. Two such are under-employment (employed and working but not making enough) and now, owing more then your house is worth. Now, a lot of American’s owe more then their home is worth – this doesn’t mean that it is always a sure fire hardship but banks are looking more closely at the issue and are more willing to work with homeowners. It is important for you to get all of the facts and information you need to pursue a Short Sale on your Fresno Home. Each homeowner’s situation is unique and each bank/lender will approach a hardship differently.
Find out more with a FREE, confidential, no hassle Fresno Short Sale Consultation to get all the facts.
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June 11th, 2012
FREE Fresno Ca Short Sale Consultation
Fresno Short Sale Will Cost You, The Homeowner, $0!
Fresno Real Estate
For many Fresno home owners concerned about making next month’s mortgage payments, it is difficult to know who to talk to and where to find the best possible help and information. A short sale can be one of the most stressful events and seasons in a homeowner’s life. It is important to not only find a Fresno Realtor that is experienced with the short sale process but also to find a Realtor that you trust and will take the time to sit down and care about your situation and provide you a game plan for your unique situation.
Most Fresno homeowners are unaware that a short sale can be a short and relatively painless process and will cost the homeowner $0! That’s right… it will cost you no money out of your pocket to sell your Fresno home via a Short Sale.
We will not only review your Fresno short sale options, we will also set a time to sit and talk with you to understand your unique situation and needs. Or, if you are more comfortable we can set a time to chat on the phone to discuss your Fresno short sale options so you can get moving in the right direction.
For a FREE, no obligation, Fresno Short Sale Consultation fill out the form below and we will get in touch same day. Your Fresno Short sale may cost you $0 out of pocket and allow you to move on to the next chapter in life – now that’s good news!
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June 3rd, 2012
A Short Sale May Be Your Best Option for Your Fresno Ca Home
Short Sale Your Fresno Ca Home
Fresno Short Sale Help!
A Short Sale May Be Your Best Option… “Tell Me More…” Well, simply put short sales in Ca are very quickly becoming the “norm” of the Fresno real estate market instead of the exception. “Why” you ask, because more and more Fresno homeowners find themselves facing an insurmountable mountain to climb. The Fresno Ca home you bought 2-3 years or more ago is now worth significantly less then what you paid and you feel like there is no recovery for you lost value.
You need to know that YOU HAVE A CHOICE!
Fresno Short Sale options are available. From the banks perspective, they can go from one Fresno homeowner to another without having to go through the foreclosure process. This is not only a positive to you as the underwater homeowner but also for the new homeowner and the bank. Each bank will have a little bit different process, so get the best Fresno short sale information as possible before deciding to sell.
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May 27th, 2012
Get Short Sale Help For Your Clovis North Home Today!
Avoid Foreclosure on your Clovis North Home: FREE Short Sale Info
Clovis North Homes
This economy has affected and touched almost everyone. If you are late on your Clovis North Home mortgage payments, you are not alone! Many Clovis North home owners have had to sell their home via a short sale.
Short sales make up a big part of Fresno’s current real estate market, and still many Clovis North home owners are unaware of their options. A short sale is defined as a home that is listed for sale at a price lower than the amount owed on the mortgage. Homeowners hope to sell their home as a short sale to avoid penalties associated with going into foreclosure. Short sales are different than foreclosures. Short sales are still owned by the home-owner, while foreclosures are owned by the bank. In order to qualify for a short sale you must demonstrate a “hardship.” Examples of hardship include:
- Unemployment/Underemployment
- Divorce
- Medical emergency/sudden illness
- Bankruptcy
- Death
It may be helpful to talk with someone, to assess if a short sale is right for you. Our Clovis North Short Sale agents, specializing in foreclosure prevention, are here to help you NOW. . . For immediate and confidential assistance call 559.325.4043
Request a FREE Clovis North Short Sale Package and to discuss a short sale on your Clovis North home.
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May 25th, 2012
Get Short Sale Help For Your Northwest Fresno Home Today!
NW Fresno Homes: Short Sale Info
Are You Late On Your NW Fresno House Payments?
Nw Fresno
Short sales make up a big part of Fresno’s current real estate market, and still many NW Fresno home owners are unaware of their options. A short sale is defined as a home that is listed for sale at a price lower than the amount owed on the mortgage. Homeowners hope to sell their home as a short sale to avoid penalties associated with going into foreclosure. Short sales are different than foreclosures. Short sales are still owned by the home-owner, while foreclosures are owned by the bank. In order to qualify for a short sale you must demonstrate a “hardship.” Examples of hardship include:
- Unemployment/Underemployment
- Divorce
- Medical emergency/sudden illness
- Bankruptcy
- Death
It may be helpful to talk with someone, to assess if a short sale is right for you. Our Fresno Short Sale agents, specializing in foreclosure prevention, are here to help you NOW. . . For immediate assistance call 559.325.4043
Request a FREE Short Sale Package and to discuss a short sale on your NW Fresno home.
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